01
Credit Report Access
View accounts and negative items in-portal.
Self-service credit dispute software
Take control of your credit with powerful dispute software that puts the process in your hands.
Dispute IQ gives you the guided tools to review, organize, and manage your own credit disputes—with clarity at every step.
Get started
$300 / month
You stay in control. Cancel anytime.
Dispute workspace
Your progress
18
Items reviewed
06
In progress
04
Responses
Current dispute round
On trackCredit report reviewComplete
Letters preparedComplete
Bureau responsesIn review
Your information stays organized in one secure workspace.
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Clarity
Know what comes next
02
Control
Approve every action
03
Consistency
Keep every round organized
A better process
From credit report to clear next step.
02
Self-Directed Dispute Selection
You choose exactly what to dispute.
03
Automated Dispute Letter Generation
Software prepares customized letters from your selections.
A better way forward
At Dispute IQ, improving your credit begins with giving you the tools to take informed action for yourself. Through one convenient online portal, you can access your credit report, review the negative items affecting your profile, and choose exactly what you want to dispute. Our software then uses your selections to automatically generate customized dispute letters, eliminating the confusion of preparing them on your own. The entire platform is self-service, allowing you to work privately and at your own pace without appointments, phone calls, or human involvement.
There is no traditional credit-repair service fee or human credit-repair representative involved.
Guided dispute letter workflows
All three bureaus in one workspace
Document and response organization
Progress tracking for every item
Unlimited dispute rounds
Simple month-to-month access
Straightforward membership
One price. The full platform.
A focused monthly subscription for people ready to take an active role in their credit journey.
No long-term contract
Unlimited dispute rounds
Guided software access
Cancel anytime
Good to know
Questions, answered.
Is Dispute IQ a credit repair company?
No. Dispute IQ is self-service software that helps you organize and manage your own credit dispute process. You remain in control of every action.
What is included in the $300 monthly subscription?
Your subscription includes access to the guided software, letter workflows, document organization, progress tracking, and unlimited dispute rounds while your membership is active.
Can you guarantee a score increase?
No. Credit outcomes vary, and no specific score change or deletion can be guaranteed. The platform gives you structure and tools to manage your disputes accurately and consistently.
Can I cancel?
Yes. Dispute IQ is a month-to-month subscription, so you can cancel before your next billing cycle.
Your next chapter starts here
Make your next credit move an informed one.
Get the software, structure, and visibility to manage your disputes with confidence.
Call 855.FICO.700Get started
Ready to fix your credit? Get started today.
Fill out the form below and a member of the Dispute IQ team will reach out within one business day.